Health Insurance for small business groups, and self-employed persons serving Nassau, Suffolk, Brooklyn, Queens, and N.Y.C.
Joseph Sullivan, Independent Health Insurance Broker, for small business groups on Long Island, and NY.
Plans available from a multiple of insurance companies including Empire BlueCross Blue Shield, Emblem Health, Oxford, Healthnet, HIP and others..
ONE EXAMPLE: For groups of two or more, the Outlook EPO from Health Net, NYC, NY.
This plan is open access, no referrals required to see a specialist, with a $25 physician copay; $40 specialist copay; $500 copay for inpatient hospital; $100 for the ER.
Includes a $15 Generic Drug Card. (other drug card options available)
Monthly rates (Suffolk County) for plans starting in 2nd quarter 2009
- Single ...............................$282.52
- Empoyee+S ....................$629.20
- P+Child ............................$522.70
- Family ...............................$841.07
Below are two plans, for groups of two employees or more, from EmpireBlue Cross Blue Shield, NYC, NY.
The Prism EPO uses Empire's nationwide PPO network with over 668,000 physicians.
Current monthly rates for $35 physician copay; $500 copay for inpatient hospital, with Rx card $15 generic. No Referrals Required!
- Single ...............................$375.04
- Empoyee+Spouse.........$750.08
- Empoyee+Child ..............$675.08
- Family ...............................$1,125.12
- OR
$25 physician copay, $200 hospital copay (with no drug card) No Referrals Required!
- Single ..............................$383.78
- Empoyee+Spouse.........$767.56
- Empoyee+Children ......$690.80
- Family ..............................$1,151.39
Choose from several optional prescription cards at additional cost.
ALSO: Available several plans for self-employed persons (1 person group)
Also Available from HIP Health Insurance, NYC, NY:
For Example: HIP prime EPOc, for groups of two or more employees, or owners (even if only one goes on the plan).
No referrals required, Large network of physicians, $15 physician copay, $30 specialist copay, $1000 deductible for inpatient hospital stay with 90% coinsurance with an out of pocket maximum coinsurance expense of $500. Includes Prescription drug card with $20 copay for generic drugs\ $30 copay for brand names\ and $50 copay for non-formulary drugs with $0 deductible.
Monthly rates, including Rx card, for plans starting in the 2nd quarter of 2009:
- Single ..................................$341.96
- Family ..................................$873.69
For a detailed outline of plans and benefits call Joseph Sullivan at 631-943-7739 or Email below:
Serving All of Long Island, Queens, Brooklyn and New York City
